• Lessor’s Risk
• Vacant Land or Buildings
• Truckers
• Sales, Service and Consulting
• Distributors
• Homeowner Associations
• Employment Agencies
• Trade Schools
• Real Estate Development

• Machine Shops
• Manufacturing
• General Contractors
• Artisan Contractors
  (e.g. Carpentry/Handyman/Grading of Land)
• Construction Managers
• Owners & Contractors Protective
• Habitational (Apartments/Rental Dwellings)
• Bar/Restaurants

• Per Project/Per Location Aggregate
• Primary & Non-Contributory
• Waiver of Subrogation
• Employee Non-Owned Auto
• Employee Benefits Liability
• Stop Gap (ND, OH, WA, & WV) – Non Contractor Risks Only

• Property Damage Extension
• Assault and Battery Coverage
• Lost Key Coverage
• Errors & Omissions Coverage
• Liability for Guests’ Property
• EPLI

• Retail/Mercantile
• Lessor’s Risk
• Vacant
• Builder’s Risk (Ground Up or Renovation)
• Machine Shops/Manufacturing Risks

• Hotels/Motels
• Bar/Restaurants
• Rental Dwellings
• Apartment Buildings

• Enhanced Property Extension
• Building Ordinance & Law Coverage
• Equipment Breakdown

• Spoilage Coverage
• Sign Coverage

Atain offers customized coverage solutions designed to protect businesses from a wide range of claims and potential losses with flexibility to write numerous coverages under one single policy and class specific enhancements. For qualified risks, we offer up to $5M limit capacity for Professional Lines on our highlighted products and targeted classes of business on a Primary or Excess basis.

Allied Medical & Social Services Liability:

• Case Management
• Community Services
• Home Healthcare/Home Hospice
• Home Medical Equipment

• Medical Testing and Imaging
• Outpatient Drug/Alcohol Treatment
• Outpatient Therapy and Rehabilitation
• Temporary Staffing

Excess Professional Liability (Excess PL):

• All Risks that Meet our Current Primary PL Profile

Home Inspectors E&O Liability:

• Commercial Inspector
• Residential Home Inspector
• Safety Compliance Inspector

Management Liability (ML) including D&O, EPL & Fiduciary:

• Artisan Trade Contractors (HVAC, Electrical & Plumbing)
• Healthcare (Doctor’s office, Clinic, Same Day Surgery Center & Laboratory)
• Heavy & Home Construction
• Hospitality

• Manufacturing (Durable & Non-Durable Goods)
• Personal & Professional Services
• Retail
• Wholesale Distribution (Durable & Non-Durable Goods)

Miscellaneous Errors & Omissions (Misc E&O) Liability:

• Consultants
• Court Reporter
• Interpreter/Translator
• Process Server

• Professional Organizer
• Property Management
• Staffing Agency
• Tax Preparation/Bookkeeper

Nonprofit Directors & Officers and Employment Practices Liability (NP D&O/EPL):

• Art Group
• Community/Civic Center
• Educational Service
• Foundations

• Historical Society
• Membership Organization
• Professional Association
• Social Service Organization

Technology E&O (Tech E&O) Liability:

• Computer Programmer
• IT Consultant
• IT Staffing
• Software Developer
• Website Developer

We understand Excess Casualty is often the missing piece of the puzzle. Our underwriting professionals are committed to provide a prompt response, in most cases within 24 hours.

• Arcades & Golf Courses
• Artisan Contractors – with limited residential capabilities
• Condo & Townhome Associations
• Distributors – food & non-food
• Dwelling Schedules
• Fast Food Restaurants
• General Contractors
• Handyman
• Homeowners Association

•  Janitorial & Window Washing
• Lessor’s Risk & Vacant Buildings
• Light & Medium Manufacturing
• Machinery and Equipment Dealers or Rental
• Machine Shops
• Newspapers & Publishers
• Retail Stores – hardware, clothing, etc.
• Service Providers
• Vacant Land

• Maximum Capacity of $5M
• Small Business Pricing Per Million as low as $950
• All other Pricing Per Million as low as $1K
• Can sit over Auto Liability, Employers Liability, Employee Benefits Liability & Liquor Liability
• Supported and Unsupported Excess Capabilities
• No Maximum Revenue

• Demolition Contractors
• Homeowners Associations
• Houseflippers
• Health Care Providers (PL/GL)
• Home Health Care Providers (PL/GL)
• Exercise and Health Studios (PL/GL)
• Non-Emergency Medical Transport (PL/GL)
• Special Events (Spectator Liability)
• Premises Only
• Property Preservation
• Wind/Sun Energy

• Contractors’ Equipment
• Bailee’s/Customer’s Goods
• Installation Floater
• Scheduled Property Floater
• Electronic Data Processing (EDP)

• Sign Coverage
• Motor Truck Cargo
• Trip Transit
• Miscellaneous equipment
• Dealer’s Open Lot

• Jewelry
• Fine Art
• Furs
• Cameras
• Wine Collections
• Contents in Storage
• Coins/Bullion in Bank Vault

• Stamp and Coin Collections
• Silverware
• Collectibles
• Guns
• Musical Instruments
• Rugs
• Books
• Antique Furniture